FDIC Insured - Backed by the full faith and credit of the U.S. Government

Personal Banking

Banking and Beyond

Checking and savings accounts built for everyday life, with no hidden fees.

We put you first

890k+

Customers this year

Up to 4.10%

Savings APY

$0 fees

On everyday banking

Everything you need in one bank

Your accounts, at a glance

Every account, every transfer, unified in a single view built for how you actually bank.

  • Real-time balance across every account
  • Instant transfers, domestic and abroad
  • One login for checking, savings, and cards

“Switching to America Royal Bank took ten minutes. I can see every account, every transfer, all in one place.”

Alex Schruder

24/7

Account access

$0

Monthly fees

Global

Transfer

America Royal Bank

Good Morning, Alex

Total balance

$23,220.67

Across 2 accounts

Checking

****4821

$4,280.12

Savings

****7043

$18,940.55


View all

Recent Activity

Salary Deposit

Today

+$3,200.00

Zara

Today

-$86.40

Spotify

Yesterday

-$11.99

Bitcoin

Yesterday

+$15442.30

Other banks

6x**

more

than the average savings account

Acts like checking, earns like savings

Enjoy the day-to-day flexibility of a checking account, with an interest rate up to 6x** higher than the average savings account when you set up direct deposit.*

Security you can count on

Every account is protected with two-factor authentication, encryption, and continuous fraud monitoring, backed by our Member FDIC status.

Secure logon

Bank-grade encryption for your data

24/7 fraud monitoring on every account

Learn about our security

Send Money Abroad

See what your transfer is worth

You send

USD

They receive

920

Best rates · No extra fees · Arrives in seconds

Ready to send money?

A card for every kind of spender

America Royal Bank

Cashback

Everyday spending

Mastercard
America Royal Bank

Travel Rewards

Points on every trip

Visa
America Royal Bank

Rewards Plus

Flexible everyday rewards

Mastercard
America Royal Bank

Business Advantage

Built for growing businesses

Mastercard
America Royal Bank

Platinum Elite

Premium travel benefits

Visa
America Royal Bank

Student

Built for building credit

Mastercard

BANK WITH PEACE OF MIND

Open an account in minutes

Get started online and be banking with America Royal Bank today.

Open an account

FDIC

Insured deposits

$0

Monthly fees

24/7

Live support