Advertising & Cookies

This page explains how America Royal Bank uses cookies and similar technologies on our website and online banking platform, and the choices available to you regarding their use.

Overview

Cookies are small text files placed on your device when you visit a website. They help the site remember information about your visit, which can make it easier to use the site again and make certain features work at all, such as staying signed in between page loads.

Types of cookies we use

• Essential cookies, required for signing in and using our online banking platform, such as maintaining your session while you navigate between pages
• Performance cookies, used to understand how our site is used and improve it over time, such as which pages are visited most often
• Preference cookies, used to remember your settings between visits, such as display preferences
• Security cookies, used to help detect and prevent fraudulent activity and support the integrity of our authentication process

Third-party cookies

Some cookies on our site may be set by trusted third-party service providers who help us operate the Services, such as analytics or fraud-prevention partners. These providers are contractually required to use the information collected only for the purposes we specify and to protect it appropriately.

Managing cookies

You can manage or disable cookies through your browser settings at any time. Disabling essential cookies may prevent you from signing in or using certain features of our platform, including online and mobile banking. Disabling performance or preference cookies should not affect your ability to bank with us, but may make the site less tailored to your preferences.

Advertising

America Royal Bank does not sell your personal information to third-party advertisers. Any promotional content shown within our platform, such as credit card offers, is based on the products and services you already use with us, not on tracking across other websites.

Do Not Track signals

Some browsers offer a "Do Not Track" signal. Because there is no common industry standard for how to respond to this signal, our Services currently do not change behavior when a Do Not Track signal is received. You can still manage cookies directly through your browser settings as described above.

Changes to this policy

We may update this policy from time to time to reflect changes in the technologies we use or applicable law. Continued use of our Services after an update constitutes acceptance of the revised policy.

This is placeholder cookie policy copy and should be reviewed before publication.