Platinum Elite

Priority access, wherever you go

Platinum Elite

Priority access, wherever you go

Let us help you find the right card

A card for every kind of spender, from everyday cashback to premium travel benefits.

Cashback

Everyday spending

Cashback

Benefits

2% cash back on groceries and gas, 1% on everything else

No annual fee

0% intro APR on purchases for 12 months

Everyday spending

Travel Rewards

Points on every trip

Travel Rewards

Benefits

3x points on travel and dining, 1x on everything else

50,000 bonus points after $3,000 spend in the first 3 months

No foreign transaction fees

Points on every trip

Rewards Plus

Flexible everyday rewards

Rewards Plus

Benefits

5% cash back in your chosen category, up to a quarterly cap

1% cash back on all other purchases

No annual fee

Flexible everyday rewards

Business Advantage

Built for growing businesses

Business Advantage

Benefits

2% cash back on business supplies and software

Free employee cards at no extra cost

Built-in expense tracking and category reports

Built for growing businesses

Platinum Elite

Premium travel benefits

Platinum Elite

Benefits

Airport lounge access worldwide

Complimentary travel and purchase insurance

Dedicated concierge service, 24/7

Premium travel benefits

Student

Built for building credit

Student

Benefits

1% cash back on all purchases

No annual fee, no credit history required

Free credit score monitoring

Built for building credit

Rates and offers are subject to change.

Why Choose America Royal Bank Credit Card

Earn rewards on all your spends

Earn cashback and points on every purchase, every card.

Travel Benefits

Airport lounge access, travel insurance, and no foreign transaction fees.

Flexible Payment Plans

Low intro APR and easy installment options on eligible cards.

Exclusive Discounts

Save on dining, shopping, and entertainment with select cards.

Pay on the go with America Royal Bank Cards

Make secure, cashless payments using your compatible phone or wearable.

Know more

Ready to apply?

Get the card that fits how you spend

Apply online in minutes. Sign in if you already bank with us, or open an account first if you're new to America Royal Bank.

Apply now

Cards to choose from

Annual fee

24/7

Support