Find the right account for you
Checking for everyday spending, Savings for growing your balance, both with no hidden fees.
Other banks
6x**
more
than the average savings account
Acts like checking, earns like savings
Enjoy the day-to-day flexibility of a checking account, with an interest rate up to 6x** higher than the average savings account when you set up direct deposit.*
Your accounts, at a glance
Every account, every transfer, unified in a single view built for how you actually bank.
- Real-time balance across every account
- Instant transfers, domestic and abroad
- One login for checking, savings, and cards
“Switching to America Royal Bank took ten minutes. I can see every account, every transfer, all in one place.”
Alex Schruder
24/7
Account access
$0
Monthly fees
Global
Transfer
America Royal Bank
Good Morning, Alex
Total balance
$23,220.67
Across 2 accounts
Checking
****4821
$4,280.12
Savings
****7043
$18,940.55
View all
Recent Activity
Salary Deposit
Today
+$3,200.00
Zara
Today
-$86.40
Spotify
Yesterday
-$11.99
Bitcoin
Yesterday
+$15442.30
Send Money Abroad
See what your transfer is worth
A card for every kind of spender
Cashback
Everyday spending
Travel Rewards
Points on every trip
Rewards Plus
Flexible everyday rewards
Business Advantage
Built for growing businesses
Platinum Elite
Premium travel benefits
Student
Built for building credit
Ready to get started?
Open a checking or savings account in minutes
No branch visit needed. Apply online and start banking with America Royal Bank today.
Open an account$0
Monthly fees
4.10%
Savings APY
24/7
Account access